Privacy Policy

Privacy Policy – CoBuy Naija

Last updated: 28th January 2026

CoBuy Naija (“we”, “our”, or “us”) is committed to protecting your personal data
and respecting your privacy in accordance with the Nigeria Data Protection Regulation (NDPR)
and other applicable laws.

This Privacy Policy explains how we collect, use, store, and protect your personal data
when you use our website and services.

Website: https://sogum.com.ng

1. Who We Are

CoBuy Naija is a community-driven group buying platform that enables Nigerians
to save money by purchasing goods collectively at wholesale prices.

2. Personal Data We Collect

Depending on how you interact with our website, we may collect the following:

  • Full name
  • Email address
  • Phone number
  • Delivery or pickup location
  • Payment transaction references
  • IP address and browser details
  • Account login information (if applicable)
  • Comments and messages submitted on the site

We only collect personal data that is necessary, relevant, and lawful
for providing our services.

3. Legal Basis for Processing (NDPR Compliance)

We process personal data based on one or more of the following lawful grounds:

  • Your consent
  • Performance of a contract or requested service
  • Compliance with legal obligations
  • Legitimate business interests that do not override your rights

4. How We Use Your Data

  • Provide and operate CoBuy Naija services
  • Facilitate group purchases and pickups
  • Send updates, confirmations, and notifications
  • Process payments and refunds
  • Improve website functionality and user experience
  • Prevent fraud, spam, and abuse
  • Comply with legal and regulatory obligations

5. Comments

When visitors leave comments, we collect the data shown in the comments form,
as well as the visitor’s IP address and browser user agent string to help detect spam.

An anonymized string (hash) created from your email address may be provided
to the Gravatar service. Gravatar’s privacy policy is available at

Privacy Policy


.

After approval, your profile picture may be publicly visible with your comment.

6. Media

If you upload images, avoid uploading images with embedded location data (EXIF GPS).
Visitors may download and extract location data from images on the website.

7. Cookies

We use cookies to improve your browsing experience.

  • Save comment details for convenience
  • Maintain login sessions
  • Remember display preferences

You may control or disable cookies via your browser settings.
Some site features may not function properly without cookies.

8. Payments & Paystack

Payments on CoBuy Naija are processed securely through Paystack,
a third-party payment processor.

  • We do not store your debit card or bank details on our servers
  • Payment information is processed directly by Paystack in compliance with PCI-DSS standards
  • We only receive payment confirmation details such as transaction reference, status, and amount

Paystack’s privacy policy is available at

https://paystack.com/privacy
.

By making payments on CoBuy Naija, you agree to Paystack’s terms and privacy practices.

9. Embedded Content from Other Websites

Articles on this site may include embedded content (videos, images, articles, etc.).
Embedded content behaves exactly as if you visited the external website.

These sites may collect data about you, use cookies, embed third-party tracking,
and monitor your interaction with the embedded content.

10. Data Sharing & Disclosure

We do not sell, rent, or trade your personal data.

Your data may be shared only with:

  • Trusted service providers (e.g., payment processors, hosting providers)
  • Legal or regulatory authorities when required by law
  • Security and fraud-prevention services

11. Data Retention

  • Comments and metadata may be retained indefinitely
  • User account data is retained while the account remains active
  • Transaction records are retained as required by Nigerian law

12. Your Rights Under NDPR

You have the right to:

  • Access your personal data
  • Request correction of inaccurate data
  • Request deletion of your data
  • Withdraw consent at any time
  • Object to certain processing activities
  • Request data portability

13. Where Your Data Is Sent

Visitor comments may be checked through automated spam detection services.
Some data may be processed outside Nigeria by trusted third-party services,
always in compliance with NDPR standards.

14. Data Security

We implement appropriate technical and organizational measures to protect your personal data.
However, no online transmission is 100% secure, and users should protect their login credentials.

15. Changes to This Privacy Policy

We may update this policy from time to time. Updates will be posted on this page
with a revised date.

16. Contact Information

Email: info@sogum.com.ng
Website: https://sogum.com.ng